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Oregon Therapists Who Accept Self-Pay

Self-pay (out-of-pocket) therapy gives you the most flexibility in choosing a provider. Average session costs in Oregon range from $100-$200. Many therapists offer superbills you can submit to your insurer for partial reimbursement.

143 providers found

Self-Pay also matches related specialties: Self Esteem, Self-Harming, Self-Exploration, Guilt & Self Loathing. Results below include all of them.
RelatedSelf Esteem (263)Self-Harming (70)Self-Exploration (2)Guilt & Self Loathing (1)Self compassion and Mindfulness. (1)Self Esteeem (1)

As of April 2026, Oregon Counselor Directory lists hundreds of therapists listed on Oregon Counselors who accept self-pay, providing flexible payment options for those without insurance. Hundreds of therapists offer telehealth, enabling access to mental health services across Oregon's diverse geography. Many therapists provide sliding scale fees, catering to clients with varying income levels. In-person sessions are available with hundreds of providers, ensuring options for those who prefer face-to-face therapy. These therapists can address a range of concerns and use various evidence-based approaches, such as Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT), to support their clients.

143providers listed
Licensed& verified
Telehealthoptions
OHP & insuranceaccepted
143 therapists
Accept this plan
90%
Offer telehealth
67
Sliding scale
Many
List themselves as accepting
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Video Introductions

Meet these providers before you reach out.

Peter H Addy – Video Introduction
Peter H Addy
Peter H Addy
PhD, LPC, LMHC · Portland, OR
Olga Ward/Beaverton Neurofeedback – Video Introduction
Olga Ward/Beaverton Neurofeedback
Olga Ward/Beaverton Neurofeedback
Certified Neurofeedback Provider · Beaverton, OR
Mackenzie Phelps – Video Introduction
Mackenzie Phelps
Mackenzie Phelps
Professional Counselor Associate; Marriage & Family Therapist Associate · Milwaukie, OR
Kate McNulty – Video Introduction
Kate McNulty
Kate McNulty
LCSW · Portland, OR
Beth Stoner – Video Introduction
Beth Stoner
Beth Stoner
MA, LPC, CCTP-II, ADHD-CCSP · Clackamas, OR
Shane Knox – Video Introduction
Shane Knox
Shane Knox
LMFT · Eugene, OR

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Frequently asked questions

Common questions about this coverage in Oregon.

How many Oregon therapists specialize in self-pay?
As of April 2026, there are hundreds of therapists listed on Oregon Counselors who specialize in self-pay, providing a range of mental health services to clients without insurance.
Is telehealth available for self-pay in Oregon?
Yes, as of April 2026, hundreds of therapists listed on Oregon Counselors who specialize in self-pay offer telehealth services, allowing clients to access therapy from their homes or other preferred locations.
Do Oregon self-pay therapists offer sliding scale fees?
Yes, as of April 2026, many self-pay accepting therapists listed on Oregon Counselors offer sliding scale fees, which can be beneficial for clients with varying income levels.
What evidence-based approaches do Oregon self-pay therapists use?
Oregon therapists accepting self-pay may utilize various evidence-based approaches, such as Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and others, to support their clients effectively.
Why would I pay out of pocket for therapy instead of using insurance?
Self-pay gives you more privacy (no diagnosis on your insurance record), more choice of therapists, and freedom from session limits or medical-necessity reviews. Many people also self-pay when their plan's network is thin or a preferred therapist is out-of-network.
How much does self-pay therapy cost in Oregon?
Self-pay rates in Oregon commonly range from about $100 to $250 per session depending on the therapist's credentials and specialty. Many providers offer sliding-scale fees — filter this page for 'Sliding scale' to find lower-cost options.
Can I still submit self-pay therapy to my insurance?
Often yes. Ask your therapist for a 'superbill' (an itemized receipt) and submit it to your plan for possible out-of-network reimbursement. Check your out-of-network mental health benefits first so you know what to expect.

Oregon Counselors Directory lists hundreds of therapists who accept self-pay, providing flexible payment options for those without insurance. Hundreds of therapists listed on Oregon Counselors offer telehealth, enabling access to mental health services across Oregon's diverse geography. Many therapists provide sliding scale fees, catering to clients with varying income levels. In-person sessions are available with hundreds of providers, ensuring options for those who prefer face-to-face therapy. These therapists can address a range of concerns and use various evidence-based approaches, such as Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT), to support their clients.

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