Business
Setting up a practice as a business: the entity, the taxes, the books, and saving for later.
Entity & LLC
Choosing between a sole proprietorship, an LLC, and an S corp election, and filing the paperwork in Oregon.

Setting up a practice: my whole paper trail
The order I actually filed everything for a solo Oregon counseling practice, from Articles of Organization to the latest malpractice renewal, with each redacted document attached to the lesson that…

Name and structure for an Oregon LLC (step 1 of 6)
What an LLC does and does not do for a solo therapist, the LLC versus professional corporation question, and how to check a business name for free before you file anything.

The registered agent for an Oregon LLC (step 2 of 6)
Every Oregon LLC needs an agent at a street address. Serve yourself for free or pay a service, and know what each choice puts on the public record.

Filing Oregon LLC Articles of Organization (step 3 of 6)
Filing online with the Oregon Business Registry: what the form asks, the $100 fee, same or next business day processing, and what you have when it is done.

The EIN and the Oregon BIN (step 4 of 6)
Get your EIN free from irs.gov, know the online hours, and skip the Oregon BIN until the day you hire. The IRS's own video explains the EIN.

Operating agreement and bank account (step 5 of 6)
The operating agreement stays in your files, the bank account keeps the LLC real, local registration depends on where you practice, and FinCEN reporting has a caveat.

The Oregon LLC annual report and renewal (step 6 of 6)
The $100 annual report on the formation anniversary, what is at stake if it lapses, keeping the registered agent current, and where this series goes next.
Taxes
Quarterly estimates, deductions that hold up, and what changes when a W-2 stops doing the withholding for you.
Retirement
SEP IRAs, solo 401(k)s, and how much to set aside when income moves month to month.
Bookkeeping
A separate account, a simple system, and one hour a month is most of it.
Hiring
Employees or contractors, the paperwork on day one, and the payroll taxes that come with a first hire in Oregon.